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【法规名称】 
【法规编号】 82483  什么是编号?
【正  文】

第3页 CAP 41 INSURANCE COMPANIES ORDINANCE

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  Cap 41 s 3 Classes of insurance business
  
  (1) The classes of insurance business relevant for the purposes of this Ordinance shall be those specified in the First Schedule and the provisions of that Schedule shall have effect accordingly. (Amended 59 of 1993 s. 3)
  
  (2) A contract (including a tontine) referred to in Part 2 or 3 of the First Schedule which is not, but for this subsection, a contract of insurance shall, for the purposes of this Ordinance, be deemed to be a contract of insurance, and the provisions of this Ordinance shall have effect accordingly. (Added 59 of 1993 s. 3)
  
  Cap 41 s 4 Insurance Authority
  
  Remarks:
  
  Adaptation amendments retroactively made - see 31 of 1999 s. 3
  
  (1) The Chief Executive shall appoint a public officer to be the Insurance Authority for the purposes of this Ordinance.
  
  (2) The Chief Executive may give directions generally or in a particular case with respect to the exercise by the Insurance Authority of any of his functions under this Ordinance, and the Insurance Authority shall comply with any such direction.
  
  (Amended 31 of 1999 s. 3)
  
  Cap 41 s 4A Functions of Insurance Authority
  
  (1) The principal function of the Insurance Authority shall be to regulate and supervise the insurance industry for the promotion of the general stability of the insurance industry and for the protection of existing and potential policy holders.
  
  (2) Without limiting the generality of subsection (1), the Insurance Authority shall-
  
  (a) be responsible for supervising an insurer's and an insurance intermediary's compliance with the provisions of this Ordinance;
  
  (b) consider and propose reforms of the law relating to insurance business;
  
  (c) promote and encourage proper standards of conduct and sound and prudent business practices amongst insurers;
  
  (d) promote and encourage proper standards of conduct of insurance intermediaries and, where necessary, review and revise the regulatory system for the same;
  
  (e) promote and develop self-regulation by market and professional bodies of the insurance industry; and
  
  (f) co-operate with and assist financial services supervisory authorities of Hong Kong or of any place outside Hong Kong, whenever appropriate, to the extent permitted by this Ordinance.(3) The Insurance Authority may from time to time cause to be prepared and published by notice in the Gazette, for the guidance of authorized insurers, insurance intermediaries, and the auditors and actuaries of such insurers and intermediaries, guidelines not inconsistent with this Ordinance, indicating the manner in which he proposes to exercise functions imposed or conferred upon him by this Ordinance.
  
  (Added 75 of 1995 s. 2)
  
  Cap 41 s 5 Register of insurers
  
  (1) The Insurance Authority shall keep a register of authorized insurers which shall contain-
  
  (a) the name, place of incorporation and year of first authorization (whether under this Ordinance or any Ordinance repealed or amended by this Ordinance) of every authorized insurer;
  
  (b) in respect of each authorized insurer, the class or classes of insurance business authorized to be carried on by such insurer and any conditions imposed under section 8(1)(a) which impose restrictions on the class or classes of insurance business authorized to be carried on by that insurer; (Amended 34 of 1988 s. 2; 75 of 1995 s. 3)
  
  (c) where an authorized insurer ceases to effect contracts of insurance of any description, or any requirement is imposed in respect thereof under section 27, a note to that effect;
  
  (d) where any requirement is imposed on an authorized insurer under section 30, or a Manager, provisional liquidator, liquidator or receiver is appointed, a note to that effect; and (Amended 51 of 1992 s. 3)
  
  (e) where an authorized insurer ceases by virtue of a direction under section 40 to be authorized to carry on insurance business which is part of a class of insurance business, a note to that effect. (Added 34 of 1988 s. 2)(2) The register shall be kept at the office of the Insurance Authority or such other place as he may specify by notice in the Gazette.
  
  (3) Any person shall be entitled on payment of the prescribed fee-
  
  (a) to inspect the register during ordinary office hours and take copies of any entry therein;
  
  (b) to obtain from the Insurance Authority a copy, certified by or under the authority of the Insurance Authority to be correct, of any entry in the register.(4) The register required under this section may be kept by recording the matters in question-
  
  (a) in bound books or any other legible form; or
  
  (b) otherwise than in a legible form so long as the recording is capable of being reproduced in a legible form,but where such register is kept otherwise than by making entries in a bound book, adequate precautions shall be taken for guarding against falsification and facilitating its discovery.
  
  Cap 41 s 6 Restriction on carrying on of insurance business
  
  PART II
  
  AUTHORIZATION
  
  (1) No person shall carry on any class of insurance business in or from Hong Kong except-
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