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【法规名称】 
【法规编号】 82483  什么是编号?
【正  文】

CAP 41 INSURANCE COMPANIES ORDINANCE


  To regulate the carrying on of insurance business including regulating insurance intermediaries, to provide for the appointment of an Insurance Authority, to confer powers of authorization and intervention on the Insurance Authority in respect of insurers and insurance intermediaries and to require insurers and insurance intermediaries to furnish financial statements and other information to the Insurance Authority; and for matters incidental thereto or connected therewith.
  
  (Amended 76 of 1994 s. 2)
  
  [30 June 1983] L.N. 203 of 1983
  
  (Originally 6 of 1983)
  
  Cap 41 s 1 Short title
  
  PART I
  
  PRELIMINARY
  
  This Ordinance may be cited as the Insurance Companies Ordinance.
  
  Cap 41 s 2 Interpretation
  
  (1) In this Ordinance, unless the context otherwise requires-
  
  "Advisor" (顾问), in relation to an insurer, means the person appointed, pursuant to section 35(2)(a), to be the Advisor of the insurer; (Added 51 of 1992 s. 2)
  
  "annuities on human life" (人寿年金) doe not include superannuation allowances and annuities payable out of any fund applicable solely to the relief and maintenance of persons engaged or who have been engaged in any particular profession, trade or employment, or of the dependants of such persons;
  
  "appointed insurance agent" (获委任保险代理人) means an insurance agent appointed by and registered with an insurer as an agent; (Added 76 of 1994 s. 3)
  
  "authorized" (获授权), in relation to an insurer, means authorized under section 8, or deemed under section 61(1) or (2) to be so authorized, to carry on insurance business, and "authorization" (授权) has the corresponding meaning;
  
  "authorized insurance broker" (获授权保险经纪) means an insurance broker who is-
  
  (a) authorized by the Insurance Authority under section 69; or
  
  (b) a member of a body of insurance brokers which is approved by the Insurance Authority under section 70; (Added 76 of 1994 s. 3)"body corporate" (法人团体) includes a body incorporated outside Hong Kong;
  
  "chief executive" (行政总裁) has the meaning assigned to it by section 9(2);
  
  "class" (类别), in relation to insurance business, means a class of insurance business which under section 3 is relevant for the purposes of this Ordinance;
  
  "client monies" (客户款项) means monies an insurance broker has received from or held on behalf of a policy holder or potential policy holder and to which he is not entitled; (Added 76 of 1994 s. 3)
  
  "code of practice" (实务守则) means a code of practice approved by the Insurance Authority under section 67; (Added 76 of 1994 s. 3)
  
  "company" (公司) has the meaning assigned to it by section 2(1) of the Companies Ordinance (Cap 32) and includes a company incorporated outside Hong Kong to which Part XI of that Ordinance applies;
  
  "controller" (控权人) has the meaning assigned to it by section 9, but does not include a Manager; (Amended 51 of 1992 s. 2)
  
  "director" (董事) includes any person occupying the position of director by whatever name called;
  
  "financial year" (财政年度), in relation to a body corporate, has the meaning assigned to it by section 2(1) of the Companies Ordinance (Cap 32);
  
  "former accountant" (前任会计师) means a person who was formerly the accountant of an insurer or a former insurer; (Added 59 of 1993 s. 2)
  
  "former actuary" (前任精算师) means a person who was formerly the actuary of an insurer or a former insurer; (Added 59 of 1993 s. 2)
  
  "former auditor" (前任核数师) means a person who was formerly the auditor of an insurer or a former insurer; (Added 59 of 1993 s. 2)
  
  "former insurer" (前任保险人) means a person who was formerly an insurer; (Added 59 of 1993 s. 2)
  
  "general business" (一般业务) means insurance business not being long term business;
  
  "gross premium income" (毛保费收入) has the meaning assigned to it by section 10(4)(c);
  
  "holding company" (控股公司) has the meaning assigned to it by section 2(7) of the Companies Ordinance (Cap 32);
  
  "insurance agent" (保险代理人) means a person who holds himself out to advise on or arrange contracts of insurance in or from Hong Kong as an agent or subagent of one or more insurers; (Added 76 of 1994 s. 3)
  
  "Insurance Authority" (保险业监督) means the Insurance Authority appointed under section 4;
  
  "insurance broker" (保险经纪) means a person who carries on the business of negotiating or arranging contracts of insurance in or from Hong Kong as the agent of the policy holder or potential policy holder or advising on matters related to insurance; (Added 76 of 1994 s. 3)
  
  "insurance intermediary" (保险中介人) means an insurance agent or an insurance broker; (Added 76 of 1994 s. 3)
  
  "insurer" (保险人) means a person carrying on insurance business but does not include Lloyd's;
  
  "long term business" (长期业务) means any of the classes of insurance business specified in Part 2 of the First Schedule;
  
  "Lloyd's" (劳合社) means the society of underwriters known in the United Kingdom as Lloyd's;
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